We here at Financial Planning Consultants of Northern Michigan, Inc. specialize in looking at the WHOLE PICTURE for our clients by re-allocating and re-positioning retirement assets for safety, growth, legacy planning, and income planning. We gather complete information to help our clients make informed decisions in an easy to understand manner to assist with their particular situation.
Our primary goal is keeping our clients' money safe from volatile and risky investments.
5 QUESTIONS TO ASK BEFORE PURCHASING AN INDEXED ANNUITY
Indexed annuities offer a unique and attractive blend of safety, growth potential, tax advantages, lifetime income and liquidity. But, it’s important to understand the terms of your individual contract. Here are some questions you can ask your insurance agent before signing on the dotted line.
1) How long is the term?
Review the term [...]
How to Save For Retirement When You’re Raising Kids Alone
It can be hard to save when you’re the only adult in the house, but putting money aside for retirement should be non-negotiable.
Whether you are divorced, widowed or a single parent by choice, raising kids alone can be financially challenging. There is typically no second income to rely on, and tax breaks for singles can be less [...]
What You Should Know Before You Name an HSA Beneficiary
If you have an HSA, you will want to give some thought to what will happen to this account after your death. The rules are a little tricky and [...]
Senior Advisors Of Northern Michigan, Inc. MI Ins Lic# 0041425
Jerry Hubbell MI Ins Lic# 0072455
Joe Hubbell MI Ins Lic# 0052063
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Investment advisory services offered by Financial Planning Consultants of Northern Michigan and Company Inc., a registered investment advisory in the state of Michigan insurance products and services are offered through Senior Advisers of Northern Michigan, Inc. and affiliated company.
Advisory services are offered through Financial Planning Consultants of Northern Michigan Inc.